Best New Zealand casino payment methods [Updated July 2025]

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Author Maia Hall

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All the information in this page was checked by:

Lucas Hurley

Update: July 29, 2025

Are you searching for secure and reliable online casino payment methods to play at real-money gambling sites? Then look no further, as we have written a detailed and updated guide on all the options available in New Zealand, both for deposits and cashouts. We’ve carefully tested and handpicked credit and debit cards, digital wallets, prepaid cards, and other methods, and want to share their benefits, minimum deposits, limitations, and pitfalls with you. Remember, when a casino accepts NZD dollars and the methods below, you are guaranteed a great pastime!

Popular Online Casino Payment Methods for Kiwi Players:

Most Popular Categories of Casino Payment Types in NZ

Through our comprehensive analysis, we have come up with seven major categories of casino deposit options that can be used both in New Zealand and beyond. And we are ready to share this priceless information with you! Continue reading to find out about data protection, processing fees, withdrawal time, and other useful information about the best casino payment methods out there!

Credit and Debit Cards

Based on our expert evaluation, most Kiwis still choose long-standing bank cards. They are accepted in most online casinos, have an established reputation, and don’t require any mediators. Here are the main options you can choose from.

• Visa Founded in 1958, Visa is one of the most popular payment methods in New Zealand. Deposits are instant, with no or minimal (1–3%) fees, and cashouts take up to 5 business days. Nowadays, Visa casinos in NZ support NZD, have top-notch fraud protection, and decent support.
• Mastercard For decades, Mastercard has remained one of the best online casino payment methods in New Zealand. Just like Visa, it has low fees, a global network, and great encryption. Mastercard casinos are also known for diverse promo schemes and international licensing.
• Visa Electron This debit card is not a common deposit and withdrawal option, and is barely found at New Zealand casinos. It is gradually replaced by Visa Debit, so if you want more flexibility and richer functionality, pay attention to alternative bank cards from this section.
• Maestro Maestro was primarily created for in-person use, so it lacks online integrations, limiting its usage at online casinos. But still, it belongs to secure payment methods that New Zealanders can use for deposits and withdrawals.
• American Express Just like Trustly (available in some NZ-facing casinos), American Express boasts bank-level encryption, merchant integration, and instant processing. It has a great loyalty scheme and top-tier customer support. But all these perks come with higher banking fees and not-so-fast payouts.

E-Wallets

Our in-depth research confirms that more and more players switch from bank cards to digital wallets. They have a better interface, lower fees, and faster transactions. You can often find them at low deposit and no verification casinos that want to make the gambling experience as smooth as possible.

• Skrill Founded in 2001, Skrill gladly accepts players from NZ and supports our local currency. The NZCasinoHEX team confirms that this payment method offers instant deposits and no casino fees. Just like Jeton, Skrill acts as a mediator between the bank and the casino, adding an extra layer of protection.
• Neteller Neteller is an online casino withdrawal method specifically tailored for online gambling. It supports New Zealand dollars, doesn’t have fees at most operators, and boasts a robust loyalty program. You can find Neteller at hundreds of lowest deposit casinos across the world.
• Payz (ecoPayz) If you are looking for top casino payment methods, consider Payz. This global e-wallet was launched in 2000 and offers Kiwis instant deposits, 1% fees, and 48-hour withdrawals. Users can also benefit from Payz prepaid cards, strong KYC, and lots of VIP perks.
• MuchBetter Known as the mobile-first digital wallet, MuchBetter saw the world in 2017 and is often chosen by NZCasinoHEX visitors thanks to its instant deposits, fast withdrawals (often up to 10 hours), and low fees. However, MuchBetter is still not as widely accepted as Skrill or Neteller.
• AstroPay Wallet AstroPay Wallet, available since 2009, is a virtual wallet that allows users to load funds and pay instantly online. It supports NZD and offers fast deposits, but cashouts are limited. The popularity of AstroPay is constantly growing, and you can find it in many international casinos that operate on the NZ market.
• Interac e-Transfer Primarily a Canadian payment service, Interac allows fast and secure bank-to-bank transactions. At the moment, it is not available in New Zealand, so you should choose alternative e-wallets. But keep Interac casinos in mind if you happen to be abroad.
• InstaDebit Just like Interac, InstaDebit is a virtual bank service tailored to the Canadian market. Unfortunately, Kiwi players can’t use it for online gambling, but the number of InstaDebit casinos grows and, who knows, maybe one day this digital wallet will reach our market.
• PayPal Once, PayPal was very common at NZ casinos, but became rare due to strict KYC requirements and regulatory restrictions. When joining PayPal casinos, consider higher fees, slower withdrawals, and time-consuming account verification.

Prepaid Cards

The most popular casino payment methods are usually those that offer instant processing, have low fees, and adhere to strict policies. In this regard, prepaid vouchers are second to none, although they have one significant drawback – they can’t be used for withdrawals. After thorough testing by our team, here are five prepaid cards worth considering.

• Paysafecard Paysafe is a prepaid voucher system for anonymous deposits launched in 2000. Paysafe casinos are often chosen by Kiwis who don’t want to expose their bank details or exceed the limit. When choosing a $10 Paysafe deposit casino for NZ players, keep in mind that the vouchers are usually capped at $100 and can’t be used for withdrawals.
• Neosurf Neosurf also offers popular prepaid vouchers available through online resellers. Deposits are instant and anonymous, and voucher amounts vary from $10 to $250. Despite the absence of withdrawals, the number of Neosurf casinos grows year after year.
• AstroPay Card If you have an alternative payment method for cashouts, but prefer prepaid vouchers for deposits, consider AstroPay. The card can be easily generated through the AstroPay app and acts as a disposable debit card with rich functionality. Its coverage at NZ online casinos is still limited, but the popularity is growing.
• Flexepin Flexepin is one of the casino deposit options available in New Zealand through online and offline retailers. Flexepin casinos eagerly accept Kiwi players, but remember that it is not available for withdrawals, and card denominations depend on the country you are from.
• CashtoCode CashtoCode allows users to generate a payment code to pay at physical or online stores and websites. This prepaid voucher offers great data protection and low deposits, although it might not be available at online casinos with compulsory identity verification.

Mobile casino payment options

With years of hands-on experience, our team knows what to look for in online casino payment methods. We especially value convenience, compatibility with multiple devices, and extra layers of protection. In this regard, mobile payments are second to none. They work as NFC and app payments, can be used together with cards, have top-notch safety thanks to Touch ID or Face ID, and are eligible for most bonuses.

• Apple Pay In our expert judgment, Apple Pay is the most widespread mobile payment option in New Zealand. It is supported by major NZ banks and offers instant deposits, the absence of fees, and biometric security. While withdrawal support is limited, more and more Apple Pay casinos appear.
• Google Pay Owners of Android devices have access to one of the safest and fastest mobile casino payment methods. Google Pay doesn’t have any fees and comes with extra protection and encryption layers. Still, Google Pay casinos are mostly used for depositing.
• Samsung Pay Samsung Pay is less popular in New Zealand than Apple or Google Pay, but it functions similarly with NFC-enabled devices and banks. Thanks to low deposits and great navigation, Samsung Pay is becoming more and more widespread at online casinos.

Pay by Phone

Pay by Phone are secure casino payment methods that allow users to make purchases or transfers by charging the cost directly to their mobile phone accounts. While this option is still not very popular among gamblers, it offers a convenient and cash-free way to pay without credit cards involved. Below, we’ve gathered the most popular Pay by Phone methods among New Zealanders.

• Boku Boku provides payments via mobile phone billing: deposit amounts are added to a user’s phone bill. It is limited to small transactions, so high-rollers might be disappointed. Boku doesn’t support withdrawals and has high fees.
• PayForIt PayForIt is a UK-focused mobile billing method similar to Boku. At the moment, it is not available in New Zealand, so you can’t use it at a local online casino.
• Zimpler Zimpler is a Swedish payment method that initially focused on pay-later features, but nowadays it predominantly provides Pay By Phone services. Its availability at online casinos is limited, but due to a recent launch in New Zealand, players from NZ can find several decent options.
• SMS Billing SMS billing refers to payments charged via text message services. Unfortunately, they are not common in New Zealand due to telecom restrictions and casino regulations. SMS billing is sometimes available at offshore and unregulated brands, but we’re not sure if you should risk your money and personal data there.

Bank Transfers & Local NZ Methods

Apart from mobile payments, Kiwis like using bank transfers that connect directly to accounts and bypass third-party companies. The most common bank transfers and local NZ methods at online casinos are:

• POLi When playing at NZ$ minimum deposit casinos, you may come across POLi – a New Zealand and Australia-based payment method that connects to users’ bank accounts and allows instant deposits without transaction fees. The most popular NZ banks for POLi casino transactions are ANZ, BNZ, ASB, Westpac, Kiwibank, and TSB.
• Rapid Transfer Rapid Transfer by Skrill allows real-time bank transfers using your banking credentials. It boasts instant transactions and high max deposit limits, but doesn’t support withdrawals.
• Bank Wire If you are looking for secure payment methods without mediators, consider Bank Wire. It is one of the oldest and most reputable options, ideal for high-value withdrawals. While Bank Wire is a bit slow, it remains a great option for online casinos with compulsory identity verification.
• Manual Bank Deposit Some NZ casinos allow users to deposit funds via a manual bank transfer using a unique reference code. It’s typically free of charge but can take 1–2 business days to process. This payment method is mostly used by players uncomfortable with card or e-wallet options.
• Trustly In our assessment, Trustly is a great alternative to the aforementioned options, although New Zealanders might be limited in options. Trustly is an EU-based open banking solution for instant deposits and encrypted withdrawals with a great interface and adequate fees.
• Open Banking In New Zealand, open banking is in early adoption. Volt and similar platforms allow direct-to-bank payments with real-time authorization. Currently, only a few international casinos support NZ banks, but their number is expected to grow as local fintech regulations improve.

Alternative payment methods at casinos

If, for some reason, the aforementioned payment options are not available or you want to try no KYC crypto casinos, read about cryptocurrencies, app wallets, and other alternatives in the following sections.

• Bitcoin Bitcoin is widely accepted by crypto-friendly casinos both for deposits and withdrawals. It offers instant withdrawals and deposits, anonymity, and low fees. Rather often, no verification casinos have special bonuses for those paying with BTC.
• Ethereum If you consider crypto the best casino payment methods for NZ players, take Ethereum into account. It is the second most accepted coin after BTC and boasts fast transactions, data protection, and rich functionality. However, gas fees are sometimes higher.
• Litecoin / Tether Litecoin offers fast transactions with low fees and high max deposit limits. Tether (USDT) is a stablecoin, so you won’t be influenced by price volatility. These two are great alternatives to BTC and ETH.
• Revolut According to official information, Revolut is a UK-based fintech platform that operates both as a card and app-based wallet. It offers instant online payments and currency exchange without any fees under monthly limits.
• Binance Pay Binance Pay is a fee-free crypto system integrated with the Binance ecosystem. It allows NZ players to pay in multiple cryptocurrencies in a fast and secure manner. Binance Pay is mostly used by crypto-friendly online casinos, so the selection is still limited. We recommend using cryptocurrencies only if the gambling site is licensed and verified.
• N26 / Wise / Monzo These European neobanks offer multi-currency wallets known for fast payouts and affordable banking fees. Wise, the most accessible of the three, is often used to top e-wallets or crypto exchanges at low FX rates. The use of N26 and Monzo is still limited and usually takes place through intermediary wallets or card transactions.

How to Choose the Right Payment Method

Choosing suitable casino payment options is the first step to a positive gambling experience. Here are the boxes that the chosen deposit/withdrawal option should tick:

• Matches your banking preferences. It is always better to choose a method that you already have than to spend time and money opening a new account specifically for gambling.
• Supports New Zealand dollars to avoid conversion fees. Luckily, most NZ casinos accept local currency.
• Allows fast withdrawals with transparent terms and low fees. Processing time usually varies from several hours for crypto to 5-7 days for direct payments.
• Can be used for claiming bonuses. Payment methods like Paysafecard, Skrill, and Neteller are often excluded from promotions.
• Offers security and reliability. Make sure that it is internationally checked and verified and offers cutting-edge data encryption.

When comparing online casino payment methods, pay attention to the following red flags: absence of regulation or license, hidden processing fees, poor reputation, and unsecured platforms.

Tip From Our Editor for Kiwi players

Choosing the right online casino payment methods can make all the difference. Our casino expert Grace Tennet recommends looking for those with the fastest payouts and verifying withdrawal times to avoid unnecessary waits.

Author

Maia Hall

Content Assistant at NZCasinoHex.com

• 

Maia has joined Casino HEX not that long ago but is already covering a big number of topics that help Kiwis enjoy safe and convenient gambling. She believes that in a few years it will become the leading entertainment industry, so the HEX team should do everything to help players understand it better.

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Reviewer

Lucas Hurley

Content Manager at NZCasinoHex.com

• 

Experience:5 years

Lucas has joined New Zealand’s Casino HEX team with one purpose – to help thousands of Kiwis to find secure online casinos, rewarding pokies, and great bonus offers. He believes that gambling is one of the best ways to spend time, make new friends, and get familiar with the latest technologies.

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