top paying online casinos

The world of online gambling is extremely diverse, so it is easy to get lost in thousands of brands and games. But when choosing the best payout casino sites, you will never go wrong.

On average, New Zealand gambling sites with high payout rates have this indicator ranging between 96% and 97% and shows what portion of your bets you can potentially return. It is a rather important criteria, but there are many other different things to consider like game selection, bonuses, payment methods, and much more.

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This is why we have decided to make this guide to help you finding a top paying online casino from the most trusted gambling operators. We can assure readers that only the casinos with the best game software suppliers, professional customer support and generous bonuses are recommended here..

In this article, we cover the following topics:

  • Payout percentage definition and explanation;
  • Full list of reliable top paying casinos that accept New Zealand players;
  • Step-by-step guide on how to choose a secure high paying online casino, create an accout and start playing;
  • Our personal experience of playing and useful tips for both new and experienced Kiwi punters.
Best Payout Online Casinos in Numbers
🤑 Best Payout Casinos NZ 25
🥇 Top Paying Online Casino Jackpot City
🥝 Best Winning NZ Casino SkyCity Casino
📱 High Paying Mobile App Casumo
⭐ New Top Payout Casino Hell Spin
💰 Average Payout Percentage 96%
🎰 High RTP Slot Games Goblin's Cave, Ugga Bugga
🎁 Max Sign Up Bonus Up to NZ$5000
💳 Payment Methods PayPal, Poli, Paysafe
📝 Gambling Licenses MGA, UKGC

Best Payout Online Casinos in New Zealand 2023

Advertising Disclaimer is an independent review website that helps New Zealand players to make their gambling experience fun and secure. Here we share guidelines, gaming tips, and evaluate casino operators. When our visitors choose to play at one of the recommended platforms, we receive a commission. However, our team lists only reliable brands that meet strict criteria and provide high-quality service.
# Casino Bonus Play Review Games Deposit
1 Tsars
$3000 + 200 FS Play Now Read Review Tsars 2820+
2 50 Crowns
NZ$500 + 100FS Play Now Read Review 50 Crowns 5014+
3 TonyBet
NZ$1500 + 120 FS Play Now Read Review TonyBet 6592+
4 Mirax
NZ$1500 + 50 FS Play Now Read Review Mirax 5040+
5 Bizzo Casino
NZ$250 Play Now Read Review Bizzo Casino 4814+
6 Fastpay
100% up to NZ$150 + 100 FS Play Now Read Review Fastpay 3407+
7 LevelUp
NZ$2000 + 200 FS Play Now Read Review LevelUp 7737+
8 Casino Rocket
$1500 + 150 FS Play Now Read Review Casino Rocket 4174+
9 Casinonic
$5000 + 300 FS Play Now Read Review Casinonic 5709+
10 Casino Days
$1000 + 100 FS Play Now Read Review Casino Days 4094+

Top Paying Online Casinos NZ

How We Choose the Best Payout Online Casino NZ

Our mission is to find the best paying casinos and share them with the readers. Researching, comparing, and testing different brands takes days and even weeks, so if you don’t have time or the necessary skills, entrust this process to professionals. Below, you will find 5 main criteria that we consider before offering a top paying online casino to you.

✅ Licensing from reputable gambling authorities

To have a guaranteed win, New Zealanders should pick a licensed and approved online casino. It is the first thing we check when reviewing gambling sites and recommend all players do it as well. A top paying online casino should have licenses from the UKGC, MGA, and other reputable authorities. eCOGRA seal of approval is a big plus, as it ensures the fairness of transactions and is able to solve any arising disputes.

✅ Casino Games from high-end reliable software suppliers

Trustworthy online casinos always cooperate with renowned game developers. The latter don’t want to ruin their reputation by working with offshore and unreliable brands, so when seeing Microgaming, NetEnt, and Evolution on the list of developers, be sure that the casino can be trusted. These studios also create the highest payout online slots, so you get better chances of winning.

✅ Satisfying feedback from our players

CasinoHEX pays much attention to your reviews and checks each comment. The top paying online casino should have mostly positive feedback without serious drawbacks. It must be honest, and convenient, and offer 24/7 friendly and professional support. You are always welcome to leave a review and share your opinion with us and other readers.

✅ Quick withdrawal times and simple T&Cs

A casino with the highest payout rate should give its players a chance to withdraw the winnings without any obstacles. We are talking about a pending period and verification during which the support team approves your account. To ensure speedy withdrawals, we also check what payment options the website supports. Another thing to check at fast payout online casinos is their terms and conditions. They should be clear and simple. No confusing sentences or hidden requirements.

✅ The highest payout rates, of course

The best winning casino, obviously, is the one which returns most of your bets. That is why the CasinoHEX team always checks what payout percentage a gambling site has. Some brands hide this information and it is needed to contact the support team for clarifications. Others have a separate page with RTPs at the bottom of their website. We always praise online casinos which have such information in public access.

What is a Casino Payout Percentage

Сasino payout percentage is the total amount of money a gambling site returns to its players. The higher this percentage is, the higher probability that a player will get a reward. Those who want to increase their chances of winning should choose the best Kiwi casinos with high proven returns.

How Payout Percentage is Calculated

The formula behind a payout percentage is rather simple – the amount of money a casino has taken is divided by the amount it paid back. For example, if it takes $100 and returns $97 in winnings, the payout equals 97%. The remaining 3% is called house edge or casino’s profit. When an online casino states a particular payout percentage, it is then checked by testing labs and gambling authorities to ensure its authenticity.

What is RTP?

RTP or return-to-player rate is another name for a payout percentage. Players can often notice it in the game’s description or in our reviews. The highest-paying online casino always hosts games with the best casino payouts, so the chances of winning increase. We recommend games and casinos with an RTP of 95% and higher although there are many other criteria to consider before choosing a website to play.

Highest Payout Online Casinos in New Zealand

best payout online casinos

When choosing top paying casinos, Kiwis not only get higher chances of winning but a bunch of other advantages. Online gambling sites recommended by CasinoHEX team offer a satisfying user-experience, round-the-clock customer support, wide game selection and profitable bonus offers. Here are our top picks among the best payout online casinos for New Zealand players:

Rank Top Paying Casino NZ Casino Bonus Casino Games Payout Percentage Withdrawal Time Visit Website
1 Jackpot City NZ$1600 525+ 97.8% Up to 24 Hours
2 SpinCasino NZ$1000 650+ 96.95% 24-48 Hours
3 Royal Vegas Casino NZ$1200 639+ 97.12% 24-48 Hours
4 All Slots Casino NZ$1500 700+ 96.07% 24-48 Hours
5 Ruby Fortune NZ$750 650+ 96.16% 24-48 Hours
6 Wildz Casino NZ$1000 + 200 FS 780+ 96.5% Up to 24 Hours
7 Casino Days NZ$1000 + 100 FS 3000+ 96% Up to 24 Hours
8 Jonny Jackpot NZ$1000 + 100 FS 5281+ 97% 24-48 Hours
9 CasiGO NZ$1100 + 375 FS 1500+ 97.30% Up to 24 Hours
10 Slotnite NZ$250 + 100 FS 1370+ 98.1% 24-48 Hours

Jackpot City Casino – 97.8% Payout Rate

1 Read Review Jackpot City 792+

If you need an online casino with the highest payout percentage, consider Jackpot City. With over 25 years in operation, it satisfies even the most demanding NZ players. A limited lobby is compensated with lots of casino bonuses and great mobile optimization.

Jackpot City offers lots of deposit methods including PayPal, Visa, Mastercard, POLi, and Direct Bank Transfers. This top paying online casino has MGA and eCOGRA licenses and uses the latest encryption protocols. It is very easy to create an account thanks to a quick and clear registration procedure.

Spin Casino – 96.95% Payout Rate

Spins For $1
Read Review SpinCasino 969+

SpinCasino is one of the best online casinos that pay out fairly and quickly. With more than 650 titles from Microgaming and Evolution, Spin Casino suits both beginners and high rollers.

Spin Casino also offers 50 free spins upon registration for just NZ$1. The selection of promotions is more than broad: a generous welcome bonus, daily deals, and a loyalty scheme. It is also one of the NZD accepting casinos, so you don’t need to pay for the conversion.

Royal Vegas Casino – 97.12% Payout Rate

1 Read Review Royal Vegas 740+

The next highest paying casino on our list is Royal Vegas. It is a part of the Fortune Lounge Group which manages other popular brands and meets the highest gambling standards.

Royal Vegas is the top paying online casino with around 650 games from the best software providers. Here, you can play slots, progressives, table games, and live dealer games for free and in a demo mode. Most of them are available on mobile as well.

All Slots Casino – 96.07% Payout Rate

1 Read Review All Slots 740+

All Slots is definitely the best online casino for payouts in New Zealand. Users can choose between 700 games from Microgaming, Evolution, and NetEnt. The welcome bonus reaches $1,500 within the first three deposits. This high payout casino also has a rewarding VIP program and you receive 2,500 loyalty points immediately after registration.

All Slots’ credibility is ensured by eCOGRA and Malta Gaming Authority which approve only top online casinos. When experiencing any signs of addiction, Kiwis can also use one of the multiple responsible gambling tools offered on the website. Customer support is available 24/7.

Ruby Fortune Casino – 96.16% Payout Rate

1 Read Review Ruby Fortune 969+

Ruby Fortune is a top payout online casino with more than 20 years on the market. In 2003, it was named the best New Casino of the Year and continues to stand up for this name.

At Ruby Fortune, users can choose from over 650 games. Most of them load perfectly on smartphones and tablets although a native app is absent. Ruby Fortune is also one of the best payout casinos when it comes to safety because your pastime is protected by MGA and eCOGRA.

Wildz Casino – 96.5% Payout Rate

1 Wildz
$1000 + 200 FS Play Now Read Review Wildz 4432+

Looking for a casino that pays out the most? Then pay attention to Wildz. It is a modern, bright, and diverse gambling site with lots of advantages. Available in multiple languages, it makes you feel special from the very beginning.

New players get a rewarding welcome package and regular punters can enjoy deposit bonuses, daily prize drops, and a VIP program. At Wildz, online casino payouts are sent by lots of payment methods, so you don’t need to open new cards and wallets.

Casino Days – 96% Payout Rate

1 Casino Days
$1000 + 100 FS Play Now Read Review Casino Days 4094+

Casino Days is often named the best paying online casino due to its 96% RTP, great navigation, and lots of rewarding bonuses. Apart from a $1,000 and 100 FS welcome package, Casino Days offers tournaments, drops & wins, cashback offers, and other rewarding promotions.

This mobile gambling site runs smoothly on iOS, Android, and Windows devices, so you can play thousands of games on the go. It is also one of the best NZ casinos for those who seek anonymity and strict security.

Jonny Jackpot Casino – 97.0% Payout Rate

Popular in New Zealand
Read Review Jonny Jackpot 1400+

Jonny Jackpot is one of the highest payout casino sites on the market. With over 1,400 games from tens of developers, Jonny Jackpot knows how to entertain its visitors. The navigation is clear and the registration form is simple.

Jonny Jackpot is not only the best payout casino but the most generous one. It offers $1,000 and 100 free spins to newcomers, as well as daily promotions to regular casino players.

How To Sign Up to Top Paying Online Casino NZ

You probably can’t wait to start gambling but before spinning the reels at the top payout casinos, you need to know what to do. Here is a step-by-step guide to getting started:

Highest Payout Casino Games

best payout online casino games

The best NZ online casinos host high-quality games with impressive payouts. But online casino games differ and before making your bets, it is wise to know the difference between slot games, online roulette, machines with progressive jackpots, and other options.

  • Pokies are one the highest paying casino games with an average RTP of 97%. There are thousands of slots on the market, so the payouts are very different. For example, Mega Joker has 99% and Legend of the Sea has 80%.
  • Jackpot slots. These are pokies with a progressive jackpot and high volatility. The jackpot grows until someone hits it. Progressives don’t have a high win rate because the jackpots are difficult to get. However, the best payout online casinos have already generated a few millionaires and you can become one of them.
  • Online poker. Even the highest RTP pokies rely on luck but poker is a game where you can directly impact the outcome. Poker is among the best payout casino games thanks to a lower house edge and a big number of options. To increase your chances of winning, learn poker strategies and practice. Preferably, in a demo mode.
  • Blackjack. If you seek fun casino games with the highest payout, choose blackjack. It comes in numerous variations and boasts a higher RTP compared to other table games – between 98% and 99%. To spice up your gambling experience, try blackjack live casino games.
  • Scratch cards. While cards purchased at physical stores and local points of sale boast a rather low return, online scratchies have a higher payout of around 95%. A great thing about this game is that it is fully automatic and doesn’t require any skills or experience.
  • Keno is another lottery-style game popular among NZ gamblers. It has a rather high house edge but online keno is more beneficial compared to the traditional one.
  • Baccarat. It is difficult to find a top paying online casino without baccarat. Here, payouts depend on the bet you make. The banker wager, for example, has a 98.94% return and is considered the most rewarding bet.

Online Slots with The Highest Payout Rates

It is not a secret that most slots run on random number generator technology. There is no way you can manipulate the results, so the outcomes depend solely on luck. But to increase the chances of winning, you should always consider the payout percentage. The higher it is, the more rewarding the slot may be. In the list below, you will find top paying online pokies that hit the market this year:

  1. Goblin's Cave Slot by Playtech – 99.32% RTP;
  2. Ugga Bugga Slot by Playtech – 99.07% RTP;
  3. Mega Joker Slot by NetEnt – 99.00% RTP;
  4. Jackpot 6000 Slot by NetEnt – 98.86% RTP;
  5. 1429 Uncharted Seas Slot by Thunderkick – 98.5% RTP;
  6. Blood Suckers Slot by NetEnt – 98.00% RTP;
  7. Jokerizer Slot by Yggdrasil – 98.00% RTP;
  8. Starmania Slot by NextGen Gaming – 97.87% RTP;
  9. Kings Of Chicago Slot by NetEnt – 97.80% RTP;
  10. Good Girl, Bad Girl Slot by Betsoft – 97.80% RTP.

Payment Methods For Safe Payout Withdrawals

best payment methods nz

When considering top payout casino you may not automatically think of payment methods, but they are just as important as the payouts themselves. A non-secure transaction could lose you money and leave you financially vulnerable. So it is always better to look for the best online casino that also offers secure local and world-know payment methods:

💳 Skrill
Skrill provides users a safe and secure way of transferring money internationally while keeping costs low. This makes it an excellent option for anyone using the highest payout online casinos.
💳 Paysafe
This is a good option for those that use multiple currencies at a time. The service allows users to quickly send and receive money, either between businesses or individuals, quickly and securely.
💳 POLi
POLi offers users in Australia and New Zealand a quick way of sending funds directly from bank accounts to merchants very easily. This makes it a good option for all Kiwis playing top paying casino games. Moreover, POLi casinos are considered to be one of the safest places to gamble online.
💳 PayPal
The industry standard in e-wallets allows users to simply transfer and receive money securely without much fuss. We highly recommend PayPal for all online casino best payouts.
💳 Neteller
This is another good e-wallet option for those who need quick secure real money transfers. Neteller also allows cash withdrawals with its payment card and easy transfers both to and from your bank account.

Commissions and Authorities That Review the Payouts Rates

Software developers want to have games with the best payouts, so they often exaggerate the numbers or hide information. To keep the online casino industry safe and transparent, there are third-party authorities which check if the stated RTPs are correct. Plus, they perform many other functions to regulate the industry.

When choosing the best payout online casino, make sure it has licenses from the following organizations:

Organization Description
UKGC The best NZ online casinos want to have UKGC approval as it is the most reputable and trustworthy gambling authority on the market. This organization ensures the industry’s fairness and openness, protects minors, and promotes responsible gambling. It also supports top paying casino games to help users make the right choice.
MGA Malta Gaming Authority is another organization that welcomes games with the best online casino payouts. Apart from checking and verifying RTPs, MGA ensures that gambling sites are fair to all players, prevent money laundering and crime, and don’t support underage gambling. MGA is also very effective in solving disputes.
eCOGRA When seeing a casino in New Zealand with the eCOGRA seal, be sure that it is the right place to be. It is a UK-based testing agency which approves only the best online casinos and indicates that they are transparent, fair, and safe. eCOGRA also ensures customer privacy, timely payments, and responsible gambling.
GLI Gaming Labs International has been providing testing and certification services for over 30 years. Their proprietary software tests and certifies games and policies, and the team consists of mathematicians, engineers, and quality assurance specialists who make the gambling industry safe and convenient.

As a rule, information about licenses and seals of approval is located at the bottom of the top paying online casinos or in the policies. If you don’t find them, don’t be shy to contact the support team and ensure that high payout percentages and fair play are not empty words.

Benefits Of POLi Casinos

Advantages Of The Highest Payout Online Casino

Kiwis already play at the highest payout casinos and don’t consider switching to other types of platforms. But there are still many punters who doubt whether choosing a top winning online casino is a good idea. Here are the main benefits you will get when picking these gambling sites:

  • High returns. This benefit is self-explanatory: top paying casinos allow Kiwi players to return the biggest share of their deposits. While RTP is a theoretical indicator, it still distinguishes brands with better chances of winning.
  • Only the best games. The market is flooded with thousands of games and it is difficult to understand which of them to choose. Top paying casinos host the best and the most rewarding titles, so you don’t have to rack your brains over where to play;
  • Licenses from reputable authorities. While not every minimum deposit online casino has licenses, top paying ones are approved by MGA, UKGC, and eCOGRA. Top software providers simply won’t work with online casinos that don’t have an international license.
  • Lots of feedback. These kinds of sites always have many reviews on the Internet, so you can read what other players and unbiased reviewers have to say. Make sure that the comments are genuine and don’t have hidden advertisements. Give preference to independent experts like NZ CasinoHEX.
  • Rewarding bonuses. To keep up with the competition, top paying casinos need to attract players with worthwhile promotions. Thus, you can benefit from welcome packages, reload bonuses, cashback, loyalty schemes, and more.

Drawbacks Of POLi Casinos

Disadvantages Of Top Payout Online Casinos

It may seem that high paying casinos are perfect in every way but even the sun has spots. Below, we want to name a few disadvantages to be aware of:

  • The selection of high payout casino sites is smaller. Brands need to work very hard to reach and maintain a high payout percentage, so it is not surprising that many of them fall by the wayside. To find the best payout online casino sites, players need to put in the effort.
  • The best paying casino sites often have higher rollover requirements. With a great reputation, online casinos sometimes increase wagering requirements, so it becomes more difficult to fulfil them and cash out the winnings.

Our Verdict: Reasons to Choose the Best Paying Online Casinos NZ

The highest paying online casinos are in constant demand. Players from New Zealand choose them for many reasons:

  • Higher chances of winning;
  • Better games;
  • Security and official licenses;
  • Lots of reviews, and more.

But remember that for a truly positive experience, you need more than the best payouts. With the help of NZ CasinoHEX, you will always have access to unbiased casino reviews, the latest gambling industry trends, and useful guidelines.

What else do I need to know about the top paying casinos?

Which online casino has the best payouts rate?

The online casino with the highest payout percentage on our list is Jackpot City. For the most up to date offers be sure to check our website as we are always searching for the best deals to share with our players.

Which progressive jackpot slots have the highest payout rates?

One of the best progressive slots you can get at the moment is Mega Joker by NetEnt, boasting an impressive RTP of 99%. This normally does change quite often as new games come out. So check our website for the latest best payout slots you can get.

What is the best payout percentage you can get?

When talking about the RTP generally the higher the better. A payout percentage of 95% or more is normally considered very good. If you find a casino with slightly lower RTP levels do not automatically disregard it, as this can be influenced by a great number of things some of which have nothing to do with the game you’re looking at.

Where can you find a casino’s RTP?

In most cases, you can find the RTP of the high paying online casino on its homepage or in the FAQ section. Alternatively, you can contact the casinos’ customer support if you cannot find the payout percentage anywhere on their website. If you do have a tough time getting this information from the casino we recommend you don’t sign up with them.

Why is the RTP not identical for the same game at a different casino?

The payout percentage is normally heavily influenced by the game section best payout casinos have. So, for example, casinos that offer more slots generally have a lower RTP than casinos who offer more table games. This is why most casinos offer a variety of games, to try keep their payout percentage fairly high.

Is it possible to see the payout percentage for individual games on an online casino?

By default no, the majority of the best payout casinos online do not provide this information. You can normally request this information from the casino if you wish to know the RTP for a specific game though.

Grace Tennet
Head of Content at

Grace manages our copywriting team since the first day Casino HEX has opened its virtual doors to Kiwi gamblers. Her main goal is to provide reliable and useful information that will help our visitors learn something new and become more experienced in the online gambling sphere.